Looking for the best money market account? Compare money market rates across the top money market accounts online.

Online money market accounts often have higher interest rates than a typical savings account. These high yield money market accounts are managed online, which saves the bank money and allows them to offer you a better interest rate. Money market accounts listed below are insured up to $250,000 per depositor by the FDIC or NCUA.

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Best Money Market Savings Accounts

  APYhelp Bank helpMinimum  
expand Up to 1.30% AIG Bank $ 250,000 apply
 
APY Minimum
1.30 % $ 250,000
1.26 % $ 100,000
1.24 % $ 50,000
1.19 % $ 10,000
0.58 % $ 2,500
Checks:
Yes
BillPay:
--
Card:
ATM/Debit
   or view details
expand Up to 1.25% Discover Bank $ 100,000 apply
 
APY Minimum
1.25 % $ 100,000
1.15 % $ 50,000
1.15 % $ 25,000
1.15 % $ 10,000
1.00 % $ 5,000
1.00 % $ 2,500
Checks:
--
BillPay:
--
Card:
ATM/Debit
   or view details
expand Up to 1.25% H&R Block Bank $ 50,001 apply
 
APY Minimum
1.25 % $ 50,001
1.00 % $ 25,001
0.90 % $ 10,001
0.80 % $ 5,001
0.75 % $ 1,001
0.60 % $ 0
Checks:
--
BillPay:
--
Card:
ATM/Debit
   or view details
expand Up to 1.15% Amtrust Direct $ 5,000 apply
 
APY Minimum
1.15 % $ 5,000
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.05% OneUnited Bank $ 100,000 apply
 
APY Minimum
1.05 % $ 100,000
0.90 % $ 25,000
0.90 % $ 1,000
Checks:
--
BillPay:
--
Card:
ATM
   or view details
expand Up to 1.01% Virtual Bank $ 100,000 apply
 
APY Minimum
1.01 % $ 100,000
0.90 % $ 50,000
0.90 % $ 25,000
0.85 % $ 10,000
0.80 % $ 0
Checks:
No
BillPay:
--
Card:
None
   or view details
expand Up to 1.01% Everbank $ 50,001 apply
 
APY Minimum
1.01 % $ 50,001
1.01 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.01% Capital One Direct Banking $ 100,000 apply
 
APY Minimum
1.01 % $ 100,000
1.01 % $ 50,000
1.01 % $ 25,000
1.01 % $ 10,000
1.01 % $ 5,000
1.01 % $ 0
Checks:
Yes
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.86% Nationwide Bank $ 100,000 apply
 
APY Minimum
0.86 % $ 100,000
0.86 % $ 50,000
0.86 % $ 25,000
0.86 % $ 10,000
0.86 % $ 1,000
0.86 % $ 0
Checks:
Yes
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.85% Union Federal Savings Bank $ 0 apply
 
APY Minimum
0.85 % $ 0
Checks:
No
BillPay:
--
Card:
--
   or view details
expand Up to 0.84% Ally Bank $ 0 apply
 
APY Minimum
0.84 % $ 0
Checks:
Yes
BillPay:
--
Card:
ATM/Debit
   or view details
expand Up to 0.79% Century Bank Direct $ 0 apply
 
APY Minimum
0.79 % $ 0
Checks:
Yes
BillPay:
--
Card:
ATM/Debit
   or view details
expand Up to 0.75% Giantbank $ 100,000 apply
 
APY Minimum
0.75 % $ 100,000
0.70 % $ 1,000
0.00 % $ 1
Checks:
Yes
BillPay:
--
Card:
--
   or view details
expand Up to 0.75% MetLife Bank $ 25,000 apply
 
APY Minimum
0.75 % $ 25,000
0.65 % $ 10,000
0.25 % $ 5,000
0.15 % $ 0
Checks:
Yes
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.75% Bank of Internet $ 100,000 apply
 
APY Minimum
0.75 % $ 100,000
0.75 % $ 50,000
0.75 % $ 25,000
0.75 % $ 10,000
0.75 % $ 1
Checks:
Yes
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.75% Zions Bank $ 100,000 apply
 
APY Minimum
0.75 % $ 100,000
0.75 % $ 50,000
0.75 % $ 2,500
Checks:
Yes
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.70% Principal Bank $ 250,000 apply
 
APY Minimum
0.70 % $ 250,000
0.60 % $ 100,000
0.45 % $ 50,000
0.35 % $ 25,000
0.20 % $ 10,000
0.15 % $ 2,500
0.00 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.65% NewDominionDirect $ 0 apply
 
APY Minimum
0.65 % $ 0
Checks:
--
BillPay:
--
Card:
ATM/Debit
   or view details
expand Up to 0.50% TriState Capital Direct $ 0 apply
 
APY Minimum
0.50 % $ 0
Checks:
Yes
BillPay:
--
Card:
--
   or view details
expand Up to 0.35% iGObanking.com $ 0 apply
 
APY Minimum
0.35 % $ 0
Checks:
--
BillPay:
Yes
Card:
ATM/Debit
   or view details
expand Up to 0.25% OnBank $ 1 apply
 
APY Minimum
0.25 % $ 1
Checks:
No
BillPay:
--
Card:
--
   or view details
expand Up to 0.20% Bank Mutual Direct $ 0 apply
 
APY Minimum
0.20 % $ 0
Checks:
--
BillPay:
--
Card:
None
   or view details
expand Up to 0.20% Amegy Bank $ 100,000 apply
 
APY Minimum
0.20 % $ 100,000
0.15 % $ 50,000
0.10 % $ 25,000
0.10 % $ 10,000
0.10 % $ 1,000
Checks:
--
BillPay:
No
Card:
ATM
   or view details
expand Up to 0.15% FULTDIRECT $ 100,000 apply
 
APY Minimum
0.15 % $ 100,000
0.15 % $ 10,000
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.10% Citibank $ 100,000 apply
 
APY Minimum
0.10 % $ 100,000
0.10 % $ 50,000
0.10 % $ 25,000
0.10 % $ 10,000
0.10 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
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