Trying to find the best savings account? Compare savings rates across dozens of online savings accounts.

Online savings accounts usually offer better interest rates than a typical savings account. These high yield savings accounts are cheaper for the bank to operate because they are operated online, which results in a higher interest rate for you. Online savings accounts listed below are insured up to $250,000 per depositor by the FDIC or NCUA.

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Best High Interest Savings Accounts

  APYhelp Bank helpMinimum  
expand Up to 1.50% The Palladian $ 10,000 apply
 
APY Minimum
1.50 % $ 10,000
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.30% American Express Bank $ 0 apply
 
APY Minimum
1.30 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.25% ShoreBank Direct $ 0 apply
 
APY Minimum
1.25 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.25% Discover Bank $ 25,000 apply
 
APY Minimum
1.25 % $ 25,000
1.25 % $ 5,000
1.25 % $ 500
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.25% Capital One Direct Banking $ 100,000 apply
 
APY Minimum
1.25 % $ 100,000
1.25 % $ 10,000
1.25 % $ 1,000
0.10 % $ 0
Checks:
No
BillPay:
--
Card:
None
   or view details
expand Up to 1.21% WT Direct $ 10,000 apply
 
APY Minimum
1.21 % $ 10,000
0.15 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.20% CNB Bank Direct $ 0 apply
 
APY Minimum
1.20 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.10% SallieMae $ 0 apply
 
APY Minimum
1.10 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.10% DollarSavingsDirect $ 0 apply
 
APY Minimum
1.10 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 1.01% Everbank $ 100,000 apply
 
APY Minimum
1.01 % $ 100,000
0.95 % $ 50,000
0.85 % $ 25,000
0.61 % $ 10,000
0.51 % $ 0
Checks:
Yes
BillPay:
Yes
Card:
ATM/Debit
   or view details
expand Up to 0.95% Heartland Bank Direct $ 0 apply
 
APY Minimum
0.95 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.90% HSBC Advance $ 0 apply
 
APY Minimum
0.90 % $ 0
Checks:
--
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.90% Savings Square $ 0 apply
 
APY Minimum
0.90 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.85% Franklin Synergy Bank $ 25,000 apply
 
APY Minimum
0.85 % $ 25,000
0.55 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.85% Colorado Federal Savings Bank $ 0 apply
 
APY Minimum
0.85 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.85% Principal Bank $ 500,000 apply
 
APY Minimum
0.85 % $ 500,000
0.85 % $ 250,000
0.75 % $ 100,000
0.60 % $ 50,000
0.50 % $ 25,000
0.00 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.84% Ally Bank $ 0 apply
 
APY Minimum
0.84 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.80% ING Direct $ 0 apply
 
APY Minimum
0.80 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.80% H&R Block Bank $ 0 apply
 
APY Minimum
0.80 % $ 0
Checks:
No
BillPay:
No
Card:
ATM
   or view details
expand Up to 0.80% Bank of Internet $ 0 apply
 
APY Minimum
0.80 % $ 0
Checks:
--
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.75% AmboyDirect $ 3,000 apply
 
APY Minimum
0.75 % $ 3,000
0.75 % $ 300
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.75% MetLife Bank $ 25,000 apply
 
APY Minimum
0.75 % $ 25,000
0.65 % $ 10,000
0.25 % $ 5,000
0.15 % $ 0
Checks:
--
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.75% Zions Bank $ 250,000 apply
 
APY Minimum
0.75 % $ 250,000
0.75 % $ 100,000
0.75 % $ 50,000
0.75 % $ 1,000
Checks:
--
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.74% Century Bank Direct $ 0 apply
 
APY Minimum
0.74 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.65% Grand Yield Direct $ 0 apply
 
APY Minimum
0.65 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.65% Heritage Bank $ 1,000 apply
 
APY Minimum
0.65 % $ 1,000
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.65% FNBO Direct $ 0 apply
 
APY Minimum
0.65 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.55% NewDominionDirect $ 0 apply
 
APY Minimum
0.55 % $ 0
Checks:
--
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.50% Amtrust Direct $ 100,000 apply
 
APY Minimum
0.50 % $ 100,000
1.00 % $ 1
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.50% Danversbank $ 0 apply
 
APY Minimum
0.50 % $ 0
Checks:
--
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.45% Citibank $ 0 apply
 
APY Minimum
0.45 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.40% Virtual Bank $ 0 apply
 
APY Minimum
0.40 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.40% Nationwide Bank $ 0 apply
 
APY Minimum
0.40 % $ 0
Checks:
--
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.35% iGObanking.com $ 0 apply
 
APY Minimum
0.35 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.30% BankProvidentOnline $ 0 apply
 
APY Minimum
0.30 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.25% Univest Direct $ 1 apply
 
APY Minimum
0.25 % $ 1
Checks:
--
BillPay:
--
Card:
ATM
   or view details
expand Up to 0.25% Clear Sky Accounts $ 250,000 apply
 
APY Minimum
0.25 % $ 250,000
0.95 % $ 1
Checks:
--
BillPay:
Yes
Card:
--
   or view details
expand Up to 0.25% Doral Bank Direct $ 0 apply
 
APY Minimum
0.25 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.15% E*TRADE Bank $ 0 apply
 
APY Minimum
0.15 % $ 0
Checks:
--
BillPay:
--
Card:
--
   or view details
expand Up to 0.10% First Trade Union Bank $ 2,500 apply
 
APY Minimum
0.10 % $ 2,500
Checks:
--
BillPay:
--
Card:
ATM
   or view details
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